Licensing information
Atlas Financial is the public-facing brand of Atlas Financial LLC. In certain states, Atlas Financial LLC does business as Atlas World Financial LLC. Atlas Financial LLC is a licensed mortgage broker, NMLS #2819916.
- Atlas Financial LLC · NMLS #2819916
- Doing business as Atlas World Financial LLC in certain states
- Ryan Gaffka, Founder & Broker Owner · NMLS #1087002
- Licensed to serve borrowers in Colorado, Florida, Kentucky, Michigan, and Texas
- Office: 3041 Commerce Dr Suite 3, Fort Gratiot Township, MI 48059
Consumers may verify state-specific licensing and trade-name information through NMLS Consumer Access.
General mortgage disclosure
This website is for informational and advertising purposes only and is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, property eligibility, and program availability. Not all applicants will qualify.
Loan terms, interest rates, fees, closing costs, and qualification requirements may vary by applicant, property, program, market conditions, and other factors. Nothing on this website constitutes a loan approval, rate lock, or guarantee of financing.
VA loan advertising disclosure
VA-backed loan options are available to eligible service members, veterans, and certain surviving spouses. Eligibility and program requirements apply. Eligible borrowers may be able to purchase with no down payment and no monthly mortgage insurance; a VA funding fee may apply unless the borrower is exempt.
Atlas Financial is not affiliated with, sponsored by, or endorsed by the U.S. Department of Veterans Affairs or any other government agency.
Equal housing opportunity
Atlas Financial supports equal access to housing and credit without discrimination on any prohibited basis. Equal Housing Opportunity.
Third-party information
Links to third-party websites are provided for convenience and verification. Atlas Financial does not control third-party content and is not responsible for its availability, accuracy, or privacy practices.