Our Story

Trusted Mortgage Experts

Atlas Financial is a client-first mortgage brokerage serving Colorado, Florida, Michigan, and Texas. Founded by Ryan Gaffka after 14 years in mortgage leadership, the company is built on proven expertise, performance, and a commitment to delivering exceptional results.

We provide tailored financing solutions for homebuyers, homeowners, and real estate investors, combining expert guidance with a streamlined, efficient process from start to close.

With access to a full range of loan programs—including Conventional, FHA, and DSCR—we match each client with the right strategy based on their goals. Whether you're buying, refinancing, or building a portfolio, our focus is simple: deliver clarity, speed, and results.

At Atlas Financial, we don’t just close loans—we help you move forward with confidence.